Insurance | Sposito Insurance

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

The Best of Both Worlds

Here are a few reasons we’ve chosen to be independent.

Featured Presentation

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Have A Question About This Topic?

If a Tree Falls

This handy video helps you stay prepared in case a fallen tree has damaged your house.

Insurance Needs Assessment: When You're Young and Single

Even if you’re young and single, you should still consider protecting yourself.

Extended Care: A Patchwork of Possibilities

What is your plan for health care during retirement?

What is a Policy?

Do you know what a Policy is?

Little-Known Homeowners Insurance Facts

Many homeowners are unaware of how much their policy may cover. This article can help you maximize your homeowners insurance.

Directors and Officers Liability Insurance

Not only can D&O insurance provide financial protection, but it can help improve an organization’s decision-making.

Protection Against Uninsured Drivers

You’re hit by an uninsured driver. Now what? Are you protected against financial losses?

Did You Know This Fact About Carpooling?

Carpooling might save you money on your premiums.

Did You Know This Fact About Unattended Cooking?

Do you know unattended cooking is a leading cause of fatal home fires?

View all articles

Disability Income

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

View all calculators

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

View all presentations

Snapshots

Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going.

The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

Surprises

Making the most of surprises is a great reason to work with us.

Combine Your Policies and Save

Some things just make perfect sense in pairs.

Your DNA Test

If your family relies on your income, it’s critical to know what their needs would be in the event of your death.

If a Tree Falls

This handy video helps you stay prepared in case a fallen tree has damaged your house.